When looking at our finances I realized that the number one reason we built up debt is because of how much we spent on food. We eat out often, purchase lots of food and then watch it go to waste. So I decided that we are slashing our food bill from over $600 to $300 a month. $100 of that is for baby formula and the other $200 will cover my husband and I for the whole month. The difference will go to pay off debt. So we are basically paying debt off one meal at a time! Wish me luck!
Saturday, August 29, 2009
3 More Walgreens Trips
Well my Walgreen's Trips didn't turn out exactly as I hoped. The milk they had was expiring too soon to get a lot of it so I did my best to think on my feet. Here is what we ended up coming out with.
1 can Goodstart
2 cans Walgreen's brand Formula
6 bags shredded cheese
2 dozen eggs
2- 2 liters of soda (not necessary but it will be nice)
1- 6 pack of toilet paper (had $1 0ff coupon plus on sale)
1- 50 pk. bottle liners (needed anyway)
1 bottle shampoo
1- 1/2 gallon milk (we ran out today so we needed something until our real shopping trip)
Total: $70.07 plus $21.72 from the last shopping trip. Which leaves only $58.21 to get the rest of our food with. YIKES!!!! Hopefully I will be able to come up with some great deals to feed us for two weeks.
Friday, August 28, 2009
Mashed Potato Salad
My husband has a work related dinner tonight so it is just me. I REALLY didn't want to cook so I decided to make dinner with what leftovers I had. The result....Mashed Potato Salad.....or at least that is what I named it. Definitely not very healthy but it sure was good. Here is the....uh.... "recipe" ;).
Mashed Potato Salad
3 cups leftover Instant Mashed Potatoes
1 can Green Beans
3 oz. thinly cut Ham (I used leftover lunch meat)
Grated Cheese (had a little bit leftover that needed to be used)
Mix everything together and microwave on high until hot. Add salt and Pepper to taste.
First Walgreens Trip
I just got back from my first Walgreen trip. I had a $5 off 24oz. Good Start formula that printed out the last time I bought formula there and used the $5 off a $25 purchase with it. In order to reach the $25 requirement I bought:
25.7oz can of Good Start Formula - $26.49 - $5 off coupon.
12 oz. can of Good Start formula that was on clearance for $2.99!!!!
Suave conditioner - $1 (we needed conditioner anyway)
The total with tax came to $22.72!!!! That is a $20 savings!!!!
After I got home I realized I had a $2 coupon that I could have used on the small can of formula and it would have only been $.99 GRRR!!! Oh well, maybe I can use it when I go back to do a few more transactions tomorrow.
Thursday, August 27, 2009
Looking ahead at good deals
It isn't quite pay day yet and I am already looking at some good deals in the works. Walgreen's is going to be a big money saver for me this week with its $5 off $25 coupon.
A few weeks back I received 3 coupons for Goodstart formula 2-$4off and 1- $5off a 24oz. can or larger. These cans are around $25 a piece which after my coupons would make them around $20 a piece. I can then add a few filler items that we will need anyway, like milk, eggs, and cheese to meet the $25 I need to get an additional $5 off. So if all goes well I should be able to do something like this:
Buy:
1 can Goodstart $25
1 Gallon Milk $3
2 dozen eggs $2 (on sale this week) or 1 Block Cheese $2
Use:
$5off a $25 coupon
$5 off can Goodstart
Total: $20 plus tax
If I do this 3 times I should spend about $60 plus tax and receive 3 cans of Goodstart, 3 Gallons Milk, 2 dozen eggs, and 2 blocks of cheese. Not too shabby concidering we usually spend $50 plus tax on 2 cans of formula!!!! Let you know how it goes!!
A few weeks back I received 3 coupons for Goodstart formula 2-$4off and 1- $5off a 24oz. can or larger. These cans are around $25 a piece which after my coupons would make them around $20 a piece. I can then add a few filler items that we will need anyway, like milk, eggs, and cheese to meet the $25 I need to get an additional $5 off. So if all goes well I should be able to do something like this:
Buy:
1 can Goodstart $25
1 Gallon Milk $3
2 dozen eggs $2 (on sale this week) or 1 Block Cheese $2
Use:
$5off a $25 coupon
$5 off can Goodstart
Total: $20 plus tax
If I do this 3 times I should spend about $60 plus tax and receive 3 cans of Goodstart, 3 Gallons Milk, 2 dozen eggs, and 2 blocks of cheese. Not too shabby concidering we usually spend $50 plus tax on 2 cans of formula!!!! Let you know how it goes!!
Friday, August 21, 2009
It starts
It is Friday August 21st and we have a lot of work to do. We have $10,766.54 in debt. $1,842.61 of that is on our only credit card and $8,923.93 is on my husbands truck that he is in love with and will never sell. Not to mention we only have $126.14 in our savings account.
We are going to be using the Dave Ramsey plan and so we need a baby emergency fund of $1000 first before we pay off debt. Also, we are not allowed to use the credit card anymore. NEVER AGAIN!!! SCARY!!!
If all goes to plan we should have $700 a month after expenses to go toward debt. Of course that could change if things come up but that is the number I am shooting for.
My plan is to post about our eating habits and what we eat as we go along. Twice a month I will give an update on how much we spent on food and how much we paid off in debt. I know we can do it but boy is it going to be tough!
We are going to be using the Dave Ramsey plan and so we need a baby emergency fund of $1000 first before we pay off debt. Also, we are not allowed to use the credit card anymore. NEVER AGAIN!!! SCARY!!!
If all goes to plan we should have $700 a month after expenses to go toward debt. Of course that could change if things come up but that is the number I am shooting for.
My plan is to post about our eating habits and what we eat as we go along. Twice a month I will give an update on how much we spent on food and how much we paid off in debt. I know we can do it but boy is it going to be tough!
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